A: This situation has more to do with property rights (or land titles) than with insurance. In other words, if you are doing structural work on a wall that you share with your neighbors, you need a party wall contract. If they refuse or do not respond, you are considered contentious; In this case, you can contact the owner and try to negotiate an agreement. Second, you share access and private property with your neighbor. “What” do I agree to own the party wall together, but the rest of my property is my property!? Well, look at your province`s legislation or perhaps the “party wall” agreement that is probably inscribed against the title in your home. It probably gives relief on your property in favor of the nearby duplex (and vice versa). This facility generally allows the other owner to access as much as necessary to build, maintain, repair and rebuild not only the party wall, but each “extension wall” (i.e. walls or roofs or other structures adjacent to the party wall or located in the immediate vicinity). Party-Wall agreements have been used in the past to manage the relationship between owners with a common border and a wall in the middle of the land line that supports buildings on both grounds. An agreement on party walls, covered by the party walls law, includes common walls between semi-detached houses and semi-detached houses or structures such as floors between apartments or duplexes, as well as garden walls. In addition to changes that directly affect structures, the effects of excavations within 3 to 6 metres of the border may be covered by law if the foundations are considered probable (based on depth). Party-Wall agreements have historically been recorded as a relief, with each owner having access to the other owner`s land to facilitate the common wall. The fear of an agreement on the party walls as relief is that positive commitments in the context of easing are not binding on future landowners.